Consider the FHA 203k Mortgage Loan

FHA 203k

Finding a home in today’s housing market can be challenging.  Especially if you are a first-time homebuyer looking for a home in the $250,000-$300,000 price range in Kings or Tulare County. There simply is not enough homes on the market to support the demand.  So, what’s a buyer to do? The FHA 203(k) mortgage loan might… [Read More]

Down Payment Gift…How Does It Work?

Down Payment Gift

By Did you know that up to 100% of your down payment can be gifted to you when purchasing a home?  If you didn’t, by the end of this blog you will better understand the important points of a Down Payment Gift. I think it is fair to believe most of us know lenders… [Read More]

Refinancing A Good Idea?

Couple Refinance

By | November 19, 2019 The truth is…it depends! What is Mortgage Refinancing? Let’s start with what does it mean to refinance?  In simple terms, it is paying off the current loan and replacing it with a new loan. A great benefit home ownership offers is the accrued wealth gained over time.  So when… [Read More]



Welcome to my page! Thirty-eight years in the finance industry serving clientele throughout the San Joaquin Valley has allowed me the privilege to help many achieve their dream. I attribute my success over the years to carefully listening to each client’s needs, as well as their wants, while establishing a trusting relationship whereby I can… [Read More]